F360 Essential Plan: Affordable Family Protection
Why Choose the F360 Essential Plan for Your Family?
Product Description: The F360 Economy Plan offers affordable family protection, covering accidental death, medical reimbursements, daily hospital cash assistance, and more.
Coverage Details
The insured is covered 24 hours a day, worldwide, whether at home, at work, or traveling. Key benefits include:
- Accidental Death: Coverage for accidental death within 180 days.
- Permanent Total Disablement: Coverage for permanent disabilities that prevent the insured from performing normal activities.
- Unprovoked Murder and Assault: Coverage for death or disablement caused by assault or murder.
- Accidental Death While Riding as a Passenger: Double indemnity coverage for accidental death while in a public conveyance.
- Medical Reimbursement: Coverage for medical, surgical, or remedial treatment following an accident.
- Daily Hospital Cash Assistance: Benefits for hospitalization due to accidental injury, with a maximum of 25 days.
- Educational Assistance: Educational subsidy for dependents in case of accidental death or total disablement.
Eligibility and Policy Terms
Eligibility:
- Principal assured (18 to 65 years old)
- Spouse (18 to 65 years old)
- Children (1 to 21 years old, maximum of 3, single, full-time student or unemployed)
Policy Conditions
- Exclusively for clients of Guevent Insurance Brokers.
- Benefits payable to the named insured’s beneficiaries.
Exclusions
- Drowning
- Injuries due to animal bites/attacks
- Acts of Nature
- Motorcycling risk
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